Financial Highlights
Financial Highlights
The business and financial performance of the company are as follows:
| Description | 2013 | 2014 | 2015 | 2016 | 2017 |
|---|---|---|---|---|---|
I. Business performances |
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| Contracted | |||||
| Lease | 440.68 | 402.85 | 20.83 | 193.76 | 130.99 |
| Term finance | 2,727.43 | 3,204.31 | 3,331.76 | 4,323.61 | 3,620.62 |
| Total | 3,168.11 | 3,607.16 | 3,352.59 | 4,517.37 | 3,751.61 |
| Disbursed | |||||
| Lease | 316.95 | 180.22 | 349.99 | 142.06 | 126.91 |
| Term finance | 3,011.72 | 3,277.27 | 3,653.48 | 4,166.38 | 4,004.10 |
| Total | 3,328.67 | 3,457.49 | 4,003.47 | 4,308.44 | 4,131.01 |
II. Financial performances |
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| Operational income | 1,225.63 | 1,536.39 | 1,462.18 | 1,175.30 | 877.09 |
| Operational expenses | 999.34 | 1,067.59 | 1,106.22 | 1,128.98 | 1,208.88 |
| Income from operation | 226.29 | 468.80 | 355.96 | 46.32 | (331.80) |
| Net profit after tax | (68.13) | 308.45 | 204.98 | 102.98 | (937.72) |
| Investment in leases | 720.21 | 788.59 | 918.38 | 441.92 | 449.26 |
| Term finances | 7,794.54 | 9,229.18 | 10,403.99 | 10,540.68 | 11,148.00 |
| Investment in shares | 182.99 | 312.94 | 378.22 | 278.74 | 158.82 |
| Total outstanding portfolio | 8,697.73 | 10,330.71 | 11,700.59 | 11,261.34 | 11,756.08 |
| Cumulative total assets | 9,682.40 | 11,486.55 | 13,496.85 | 14,017.90 | 13,629.57 |
| Paid up capital | 1,600.62 | 1,600.62 | 1,640.63 | 1,640.63 | 1,640.63 |
| Shareholders’ equity | 1,772.42 | 2,080.88 | 2,125.79 | 2,064.71 | 1,044.95 |
III. Financial ratios |
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| Financial expenses coverage ratio | 0.87 | 1.56 | 1.33 | 1.17 | (0.43) |
| Debt equity ratio (x) | 3.85 | 3.88 | 4.75 | 5.20 | 10.16 |
| Return on asset (%) | (0.83) | 2.91 | 1.64 | 0.75 | (6.78) |
| Return on average equity (%) | (4.31) | 16.01 | 9.75 | 4.91 | (60.31) |
| Earning per share (%) | (5.14) | 19.27 | 12.49 | 6.28 | (57.16) |
| Dividend per share (%) | 0.00 | 12.50 | 10.00 | 5.00 | 0.00 |
IV. Employee performances |
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| Operational income per employee | 28.50 | 36.58 | 29.84 | 18.08 | 11.69 |
| Value added per employee | (0.46) | 11.38 | 5.59 | 1.62 | (11.50) |
*Taka in million